Retirement Reform simplifies and improves

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From the 1st of March 2016, the options for retirement have changed. The legislation comes into play which aims to standardise the various types of retirement funds which are available to us. Namely, provident, funds, pension funds and retirement annuities. The changes will make things a lot easier to understand and apply in the future as the current variations are complex.

The main changes point to provident funds which were not restricted, as the full lump sum could be taken at retirement. Retirement annuities were always treated like pension funds in that at retirement you could only take a third in cash and the remaining two-thirds had to be invested in a pension. Provident funds effectively become pension funds from the 1st of March. The new regulations bring all options into line levelling the playing field at retirement.

The advantages

Currently, there are varying deductions applied to provident, pension and retirement annuity funds.

The good news is that the overall deductibility of contributions to retirement funding increases to 27,5% to a maximum amount of R350 000 per annum. Any amounts over this capping can be rolled over into the next tax year and deducted.

Deductions are only allowed in the hands of the employee so you will need to clarify things with your employer to ensure that the correct tax is applied. Any contributions made by your employer will need to be neutralised by a fringe benefits tax on your payslip.

These changes are an ideal opportunity for you to sit down with your financial planner and revisit your retirement planning. There are benefits to be found in optimising your contributions towards your future funding taking full advantage of the new level of tax deductibility.

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  1434. Výrobky jako Reduslim mají posílit účinky, kterých chcete dosáhnout změnou diety (spalování tuků). REDUSLIM funguje jako účinný spalovač a oxidační prostředek tuků. Reduslim výsledky před a po: Reduslim opravdu funguje nebo je to falešný doplněk? Reduslim je doplněk spalovače tuků, který slibuje, že vám poskytne “ideální postavu v jediném kurzu”. Reduslim tvrdí, že je to vysoce účinný spalovač tuků, který roztaví vaše tukové zásoby a sníží vaši chuť k jídlu. Problém, který většina z nás má, je, že nemáme trpělivost a očekáváme výsledky přes noc. Glukomannan v Reduslimu absorbuje vodu v žaludku, a protože se obsah vody rozpouští, většina se dostává do střev, kde se tráví sacharidy a tuky. Podle oceli, která přesahuje rámec vědeckých poznatků, je REDUSLIM také považován za účinný oxidant, což znamená, že zvyšuje množství kyslíku, které mohou tuky dosáhnout v oběhových systémech. Ujistěte se, že bezpodmínečně dodržujete pokyny pro dávkování. Vždy dodržujte pokyny pro dávkování. Kombinace přírodních složek je vybrána tak, aby maximalizovala metabolismus, proces spalování tuků bez negativních důsledků pro organismus. Síla kapsle je navržena tak, aby její účinky trvaly v těle po dobu 24 hodin. Extrakt z kořene Yacon – Zvyšuje hladinu energie, snižuje chuť na sladkosti a zvyšuje hladinu endorfinů v těle. Je nepostradatelným spojencem při spouštění rychlého spalování tuků uložených v těle.

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    Původně byl hlavním zdrojem KGM Amorphophallus konjac, od něhož je odvozen běžný anglický název “konjac”. Získává se z rostliny konjac, která roste ve východní a části Asie, a je k dispozici v kapslích Reduslim. Tento praktický průvodce naopak představuje přístup ke sportovní výživě, který umožňuje ztrátu tuku, nárůst svalové hmoty a zlepšení sportovního výkonu, a to na základě aktuálních a komplexních poznatků – čímž se odlišuje od všech dezinformací o výživě, které jsou dnes k dispozici. Je to skutečný spalovač tuků, který zároveň udržuje celkové zdraví. Extrakt ze zeleného čaje – Zlepšuje zdraví střev. Lipáza a proteáza – Zlepšuje rychlost metabolismu. Chrom – Zajišťuje hormonální rovnováhu těla a zlepšuje pružnost pokožky. V prvních dnech používání přípravku Reduslim si můžete všimnout, že váš pot je velmi silně cítit, protože se z vašeho těla čistí všechny toxiny. Když porovnáte cenu Reduslim, pochopíte, že nemůžete najít nejlepší ceny pro Reduslim ve farmacii. Než si objednáte Reduslim, je důležité, abyste zkontrolovali nejnovější recenze Reduslim, abyste se ujistili, že jste skutečně vybrali správný doplněk pro hubnutí. Jako doplněk hubnutí pokrývá všechny oblasti těla, zejména stehna, břicho a hýždě. Pokud sledujete své cíle v oblasti hubnutí a po celou dobu jste nebyli schopni dosáhnout svých cílů hubnutí z různých důvodů, pak Reduslim může být ten produkt na hubnutí, který jste hledali po celou dobu.

    Ale jak to všechno může zvládnout jeden produkt? Abyste se nestali obětí podvodníků, produkt na hubnutí by měl být zakoupen pouze na oficiálních webových stránkách. Navíc, když zkontrolujete nejnovější recenze Reduslim 2022, budete mít lepší pozici, abyste se rozhodli, zda je Reduslim pro vás nebo ne. Když se nám to podaří, má to na nás pozitivní vliv, máme pocit, že jsme za určitou dobu dosáhli něčeho důležitého. Je totiž více než zřejmé, že hubnutí vyžaduje vážné úsilí a kompromisy. Přírodní komplex je mnohem efektivnější a bezpečnější než jakékoli chemické složky. Všechny složky jsou výhradně přírodního původu. As noted already, this is a very holistic dietary supplement for weight loss. Reduslim medical opinions show that this dietary supplement is very safe for use. Reduslim medical opinions are very positive so you do not have to therefore worry about Reduslim side effects. Co jsou reduslim ingredience? «Abyste si dobře vyčistili své tělo, berte přípravek Reduslim 1 hod.

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  1811. Natürlich mag die Kombination mit einer Ernährungsumstellung wie Sport für das beste Ergebnis sorgen, aber der Hersteller verweist darauf, dass es nicht unbedingt notwendig ist – Reduslim mag auch dann helfen, wenn man sein Leben wie bisher weiterlebt. Seien Sie vorsichtig mit dubiosen Websites, die ähnliche, aber minderwertige Produkte zu niedrigen Preisen anbieten! In vielen Fällen werden natürliche Präparate zur Gewichtsabnahme wie Reduslim Kapseln – eines der beliebtesten Produkte in Deutschland – als Abhilfe empfohlen. Nahrungsergänzungsmittel können jedoch viel mehr Koffein enthalten als Kaffee, Tee, Schokolade oder andere natürliche Quellen. Da es sich um ein natürliches Nahrungsergänzungsmittel handelt, handelt es sich zunächst um kein Arzneimittel, für das keine ärztliche Verschreibung erforderlich ist und das daher nicht unbedingt in einer Apotheke verkauft werden muss. Nach einer Behandlung bemerkt eine Person, wie sich das Herz-, Gefäß-, Verdauungs-, Harn- und Hormonsystem erholt hat. Regelmäßiges Überessen. Wenn eine Person viel fettige und kalorienreiche Lebensmittel zu sich nimmt, aber gleichzeitig wenig Energie zu sich nimmt, dann kommt es zu einer Ansammlung von Körperfett.

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